BayPay Members Blogs

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Europe meets the US on mobile payment

Monday, December 10 th , 2012,  Paris Region Economic Development Agency (PREDA) organized a meeting between leaders in the US  payment space, BayPay Forum members, and European stakeholders Ingenico, Natural Security,...
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Phaneendra Ram
Thanks François - for the summary! It was great to meet our friends across the pond and exchange our thoughts. Here is a pic of ... Read More
Thursday, 10 January 2013 16:57
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Congratulations! You now have another resource with The BayPay Members Blogs!

Thank you for making the right decision to start blogging in your Joomla! website.

 

The BayPay Forum

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Personal Update

I have recently joined a company in the digital payments space.  Unfortunately I need to follow an existing policy that prevents me from blogging any further at this time.   This...
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Common Fraud Detection Techniques


With any ado, here is an overview of the common fraud management techniques used by PSPs and fraud MSPs… Techniques used in Fraud detection in payment services Original link Original author:...
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The birth of a Commerce Uber-Network?


Thanks to some of the posts of Tom Noyes (Author of Finventures ). Those articles inspired me to re-evaluate my understanding of the the networks and its functions and got started...
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Payment Networks: The chaos and the evolution!





Some people in the industry talk about payment network dis-intermediation. Now that most people have connectivity through their smartphone, it is like having a direct access into their bank account (credit...
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How & what was Login Conference 2012 about ?

September 26-27, at Bentley Reserve Login Conference 2012 was hosted for gamers, developers, innovators & investors.  Login Conference 2012 was about #Gamification. What are games ? How are games changing how...
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Amazon could corner Square before Square goes round!



:-)


You might have heard some rumors about Amazon working on the Mobile merchant acceptance (Square-like solution). This may a big opportunity for Amazon to enter the retail payment market and shake...
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Visa decoded





Before I begin, I would like to re-iterate my disclaimer. I provide consulting services to Visa and may know a thing or two about the company that may not be publicly...
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One more company entering mobile payments & its Groupon !



Groupon has  announced  the launch of Groupon Payments, so Groupon felt left out did it feel that only deals is not going to help to sustain in marketplace. It could be...
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Acquiring Processors in the US, etc.

Merchant acquiring landscape in the US

Merchant acquiring business belongs to a few top players in the US. The top 10 merchant banks control 88% of the market. The processor market is even more tightly held by...
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Mocapay White Paper Reveals Closed-Loop ROI Mobile Marketing Technology


Mocapay White Paper Reveals Closed-Loop ROI Mobile Marketing Technology Closed-Loop ROI: The “Holy Grail” of Retail Marketing (September 18, 2012) Denver, Colo. – Mocapay, a mobile commerce and mobile marketing solution...
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Mobile wallet mass acceptance



Most of us in the payments industry think about NFC vs Cloud, iOS vs Android, SMS vs wallet, deals, aggregations and a whole set of novel functionality. But how much of...
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Mobile Payments Security Risks & Issues for Merchants (Service Providers) & Customers

Mobile Payments Security Risks & Issues for Merchants (Service Providers) & Customers PCI Security Standard Council has been working on to improvise PA – DSS as different mobile devices are capable...
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NPCI of India opens doors for Mobile Payments in India


The National Payments Council of India (NPCI) , collaborated all Banks across India for that country’s payment systems, is expanding its Inter-Bank Mobile Payment Service (IMPS) electronic transaction network to include...
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NFC Mobile Payment’s future pushed for few more years as Apple’s did not embed it in new iPhone 5




NFC (Near Field Communication) future seems to be in dark as Apple decides not to embed its new iPhone 5 or any of other products declared today. All the rumor’s heard...
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Music Meets Gamification helping REAL Loyalty for Celebrity Fans on website & social Media



BigDoor on Twitter
BigDoor on Facebook
Gamification Summit in June 2012  seemed to be exciting, though I missed it I did get chance to watch on of the interesting videos of Grammy award winning artist and entrepreneur  Chamillionaire...
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Paypal – Playing in the retail segment? – A consumer perspective

:-)
I have utmost respect for Paypal.  It has challenged the payment network monoliths, V and MA. It has already more than 110m customers from all over the world.  In the consumer...
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Digital Wallets in the U.S. - PayPal Wallet

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How does PayPal Wallet work?My focus is to review the two implementations of the digital wallet PayPal is currently developing/implementing for off-line shopping and how the company's acquisitions will help enrich...
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Digital Wallets in the U.S. - Google Wallet

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How does Google Wallet 2.0 work?  In a nutshell:1) All payments will be made using a Pre-Paid Virtual MasterCard (VMC) issued by BanCorp Bank that, in turn, is linked to the user's...
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