BayPay Members Blogs

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Macy's Pilots IBM Watson Technology for Personalized Shopping

image Macy’s has begun piloting "Macy’s On Call,” which allows shoppers to interact with the AI-powered platform via their mobile devices. The mobile web tool taps IBM Watson, via Satisfi, an...
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Top 10 Most Powerful Retail Brands

image Nothing is more valuable to a retailer looking to build and maintain a loyal and profitable customer base than its brand. In fact, as consumers continue to change the way...
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Most Americans foresee death of cash in their lifetimes

More than half of Americans still like to have cash on them at all times but 62% expect the US to become a cashless society in their lifetimes, according to a...
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Reaching escape velocity for P2P payments

The Peer to Peer (P2P) payments space is accelerating in the Fintech age. More and more companies are addressing the consumers' problems from multiple angles. 1. First, there are the traditional payment...
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Dollar Shave Club Brings in the Dollars

image Venice, California start-up Dollar Shave Club (DSC) will be snatched up by Unilever for a reputed $1 billion, in what the Los Angeles Times said is the biggest acquisition ever of...
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UnionPay takes top spot from Visa in $22 trillion global cards market - RBR

Having been the largest scheme worldwide for card numbers since 2010, UnionPay overtook Visa to also...Original link
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UK and South Korea build 'fintech bridge'

The UK and South Korea have formed a "fintech bridge" that will help financial technology firms and investors from each country gain access to the other. The bridge sees the UK’s...
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It Takes a Village to Manage Operational Risk

Whose job is it to manage operational risk? The Chief Risk Officer? Check Operations Management? Check Compliance? Check Data Management? Check Technology Providers, FinTech and RegTech? Check Yours and mine?...
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House of Lords makes finacial exclusion call for evidence

The House of Lords Committee on Financial Exclusion has today published its call for evidence and is asking interested parties to submit their evidence by 14 September. The Committee has been...
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Light relief for dark pools

The dark pool debate has raged across the globe for some time now and, in every jurisdiction, it’s more often than not accompanied by a smattering of assumptions on almost...
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Contactless Bitcoin startup Plutus Tap & Pay crowdfunds over $1m in digital currencies

London-based start-up Plutus Tap & Pay has been dubbed "one of the most anticipated Bitcoin projects in 2016" by cryptocurrency news outlets, and plans to make contactless payments with Bitcoin and...
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CSI grows mobile banking business with new customers

Computer Services, Inc. (CSI), a provider of end-to-end financial technology solutions, has signed its 100th mobile banking customer within six months after launching a new mobile banking platform. In order to...
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Satispay connects smartphones to cash registers

Satispay, a young Italian company that has radically redefined mobile payments, has reached a new milestone by allowing a direct and fast communication between the stores’ cash registers and the app...
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FMSB publishes second standard for wholesale FICC markets

The FICC Markets Standards Board (“FMSB”) has today published its second standard aimed at improving conduct in the wholesale Fixed Income, Currency and Commodities (“FICC”) markets. The standard, which is being...
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LME hit by second problem in a week

It has been a week to forget for the London Metal Exchange after it was forced to delay trading on Friday by four hours due to a connectivity issue with an...
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Mohit Dwivedi joins GFT’s UK data practice team

Mohit Dwivedi has joined GFT, the leading provider of business, design and technology consulting to the financial services community, as Principal Architect, Data Technology. Mohit joins GFT from Citibank where he...
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Transitioning From Start-Up to Successful Retail Model

image Fresh retail ideas are popping up all over the retail landscape and providing shoppers with new ways to buy products. But how can entrepreneurs turn their smart and innovative concept...
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Content Marketing to Promote Your App

App marketing relies on content. For instance, just think about your app store listing – description content, image content, video content, user review content…the list goes on. In fact, content...
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MasterCard to apply for China payments licence - Reuters

MasterCard is considering an application to become a licenced payment services provider in China, according to Reuters. The plan follows the Chinese government's recent decision to open its payments market to...
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Back-to-School Retailers: Step Up Your Social Media and Promotions This Week

image Retailers seeking to grab extra dollars from back-to-school shoppers need to step up their social media game this week and draw consumers into the store by the end of July.Parents...
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