Biometrics in Payments | Banking




October 5, 2017

6:00pm to 9:00pm



Hosted by: Bryan Cave




One Atlantic Center, 14th Floor 1201 West Peachtree NW Atlanta, GA



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Biometrics, a more secure form of strong authentication, is set to replace passwords.

Come to our next BayPay Forum meeting on October 5th @ 6:00 pm to hear what industry experts have to say about what is happening now, what will happen in the future, and how we, as an industry, can embrace the power of this multi-factor authentication method.


We hope you can make it to this event and feel free to spread the word.

This event is FREE for Business Members.




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6:00 PM Registration
6:30 PM Announcement
6:35 PM Panel Discussion
  David Lott, Payments Risk Expert at Federal Reserve Bank of Atlanta
  Brett McDowell, Executive Director at The FIDO Alliance
  Vijay Balasubramaniyan, Co-Founder, CEO & CTO at Pindrop
  Panel moderated by Philip Andreae, Vice President, Field Market at Oberthur Technologies
9:00 PM End of Session


David Lott

Payments Risk Expert at Federal Reserve Bank of Atlanta

Dave Lott is a Retail Payments Expert with the Retail Payments Risk Forum of the Federal Reserve Bank of Atlanta and has more than 35 years of experience in the Retail Banking and Payments industries. As part of the team at the Retail Payments Risk Forum, Dave works with payments stakeholders in researching payment systems and products, focusing on risks and mitigating strategies. A key area of focus for his present work is customer, transaction and data security issues. As such, Dave has done considerable work with the wide range of card and payment technologies including biometrics, tokenization and encryption for cards, mobile devices including tablets, phones, other payment form factors, and their various delivery channels including ATMs, ecommerce and call centers. Dave works with representatives from the Federal Reserve Bank in Boston in facilitating the meetings of the Mobile Payments Industry Workgroup. He is a representative of the Federal Reserve Bank of Atlanta in several inter-agency and intra-Federal Reserve System working groups.

David Lott

Brett McDowell

Executive Director at The FIDO Alliance

Brett McDowell is the Executive Director of the FIDO Alliance, the organization he helped establish in 2012 to remove the world’s dependency on passwords through open standards for strong authentication. Previously, he was Head of Ecosystem Security at PayPal, where he developed strategies and lead programs to make the Internet safer for PayPal and their customers. Mr. McDowell has extensive experience leading multi-stakeholder cybersecurity initiatives, having held various leadership roles in NSTIC IDESG,, M3AAWG, National Cyber Security Alliance,, Kantara Initiative, and Liberty Alliance Project. Mr. McDowell is a Fellow at the National Center for Digital Government at the University of Massachusetts.

Brett McDowell

Vijay Balasubramaniyan

Co-Founder, CEO & CTO at Pindrop

Vijay Balasubramaniyan is Co-Founder, CEO & CTO of Pindrop. He’s held various engineering and research roles with Google, Siemens, IBM Research and Intel.

Vijay holds patents in VoIP security and scalability and he frequently speaks on phone fraud threats at technical conferences, including RSA, Black Hat, FS-ISAC, CCS and ICDCS. Vijay earned a PhD in Computer Science from Georgia Institute of Technology. His PhD thesis was on telecommunications security.

Vijay Balasubramaniyan


Philip Andreae

Vice President, Field Market at Oberthur Technologies

At Oberthur Technologies, Philip Andreae, Vice President, Field Marketing, Payment, North America, provides clients an in-depth understanding of EMV and what it takes to introduce EMV in the U.S. He supports all of Oberthur Technologies’ EMV business development efforts and compliments and further expands and defines the company’s EMV offer in order to meet new requirements merging in the U.S.

Over the last 20+ years, Philip has been actively involved in the payment industry and the evolution of EMV. While at Europay International, he was the executive responsible for driving the creation of the consortium that developed the EMV specification. At Visa Canada, Philip was a primary catalyst in the country’s migration to EMV. He helped define American Express’ global acquiring and issuing of EMV contact, contactless, and mobile strategies and provided management consulting and subject matter expertise in the fields of EMV, mobile, and card payments at Accenture. Philip successfully operated as a strategic consultant in both Europe and North America and worked with clients such as AT&T, Canadian Tire, Lowe’s, VeriFone, and IBM.