Under this partnership, ACI will use comforte’s data-centric security solutions, which ACI has rigorously tested to be compatible with ACI’s solutions.

PCI DSS is a global standard that provides a baseline of technical and operational requirements designed to protect sensitive payments data. This new version fortifies core security principles while providing more flexibility and guidance to help organizations secure account data now and in the future. Adhering to the new PCI DSS v4.0 standards is not just about compliance but a stride towards payment modernization - offering opportunities for better payment experiences and enabling the adoption of emerging technologies while bolstering protection against cyber threats.

“Market forces and security mandates such as real-time payments and PCI DSS v4.0 are key catalysts for payment modernization, paving the way for growth and innovation across the industry,” said Abe Kuruvilla, Chief Technology Officer of ACI Worldwide. “ACI’s partnership with comforte aligns with our unwavering commitment to provide our customers with the highest levels of security and fraud protection to meet the increasing security demand in this dynamic payment landscape.”

PCI DSS v4.0 requirements for data security at rest move beyond disk-level encryption to protection within applications. comforte’s Data Security Platform meets this requirement by inserting a protection layer into applications that buffers for tokenization or encryption of sensitive data. By leveraging standards-based data encryption, tokenization, and masking, the comforte Data Security Platform provides granular audit and control for regulatory compliance without affecting service levels or compromising efficiency.

“We are proud to partner with a global payment solutions leader like ACI that shares our dedication to customer service, innovation, and security. Customers around the world will benefit from enhancing their data security and privacy while maintaining usability for analysis and powering business processes,” said Michael J. Deissner, CEO at comforte AG. “ACI’s and comforte’s combined expertise and proven solutions will facilitate seamless transactions across diverse platforms while enabling customers to streamline the compliance process and achieve their security objectives.”