
As Generative AI gives fraudsters more ways to scam victims, Santander has produced fake AI-generated social media adverts of popular Christmas gifts to to show just how realistic the bogus adverts can be, whilst helping Brits spot the tell-tale signs.
New research from Santander UK shows over half of Brits fear that they or a family member could fall victim (56%) to this type of scam, and don’t know what to believe when it comes to things they are buying online (50%). Last year £16.7 million was stolen from Santander customers by fraudsters in purchase scams - with 67% of the total originating from social media platforms (by volume).Despite growing up in the digital age, the data reveals that younger generations are particularly susceptible to this type of scam. Among Gen Z, while more than half (51%) of social media users reported that they’ve spotted a fake AI-generated advert on social media before, still almost one in six (14%) admit having lost money as a result of these type of fake ads.Chris Ainsley, head of fraud risk management at Santander UK says the top tell-tale signs of fake AI adverts include, prices that are too good to be true, suspicous Web addresses, image discrepancies and spelling and grammar errors.“Generative AI has opened the floodgates to a new wave of highly convincing scams that can be almost impossible to spot at first glance," he says. "As fraudsters become more sophisticated, it’s vital that people stay alert and think twice before engaging with adverts or offers that appear to- good to be true. We want to make sure everyone knows what to look for so they can shop online with confidence, particularly as we head into one of the busiest shopping periods.” Prices that are too good to be true - always consider if something seems too good to be true, it probably is. Scams often use phrases like “limited-time offer,” “exclusive deal,” or “free giveaway” to create urgency. Image discrepancies - Keep an eye out for any glitchy or distorted images and duplicated items. These can be signs that the image has been AI-generated or poorly edited. Suspicious web addresses - Always check the website URL carefully before clicking or making a purchase. Fake adverts often lead to addresses that include strange spellings, extra characters, or domains that don’t match the brand. Insecure payment pages - Before entering payment details, ensure the website is secure. Look for a padlock icon in the browser bar and make sure the address begins with https://. If it doesn’t, your personal and financial information could be at risk. Spelling and grammar errors - While AI tools can generate polished visuals, many fake ads still feature awkward phrasing, poor-quality images, or inconsistent branding. These can be subtle but are often a clear sign the advert isn’t genuine.
By on Mon, 01 Dec 2025 12:03:00 GMT
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