Monzo says the deal will make it the first UK bank to offer a fully end-to-end mortgage broking experience within its app. Habito provides expert mortgage advice and applications alongside a digital dashboard for customers to track all aspects of the home-buying experience, including conveyancing and property surveys.Habito’s net assets increased to £375,146 in 2024, according to the firm’s latest accounts filed with Companies House. Meanwhile cash at the bank and in hand rose over £11,000 to nearly £600,000.Monzo already helps more than 450,000 people track their mortgage via its Homeownership feature which connects any mortgage, shows customers’ balance and home value, and highlights better deals.Kunal Malani, chief banking officer at Monzo, says: “Monzo has transformed money management for millions and millions of customers - yet we know that mortgages still remain a complex, cumbersome pain point, and one we are looking to solve. This is a huge step in our mission to make money work for everyone, and we’re excited to bring Monzo’s simplicity and transparency to one of life’s biggest financial moments.”The deal is expected to close in Spring 2026. Financial tterms were not disclosed.