The latest Morgan McKinley and Vacancysoft Fintech report shows that London is forecast to see a 37% year-on-year rise in vacancies, accounting for 70% of all fintech roles in the UK. This means nearly three-quarters of the nation’s fintech jobs will be based in London. Growth outside the capital remains positive, with regional markets projected to increase hiring by 16%.Lower interest rates and streamlined regulation are helping to restore confidence in the industry. Quarterly trends confirm the rebound: after a mid-year dip, hiring surged in Q3 and momentum has been sustained into the final quarter.Risk and compliance hiring is booming, up nearly 26% year-on-year and accounting for more than half of all banking roles in fintech. Financial crime and credit risk roles are growing fastest as firms respond to fraud, compliance and AI-enabled risks. Credit risk has more than doubled, while fraud risk has climbed sharply.IT remains the cornerstone of fintech hiring, with vacancies projected to rise by 35% in 2026. Development and engineering continue to dominate, while IT management roles are also on the rise. Specialist areas such as analytics and cybersecurity are also attracting growing attention. Michael Moretti, Director, technology, Morgan McKinley comments: “London is powering a new wave of fintech expansion. After a cautious couple of years, firms are now hiring with renewed conviction, especially across technology and compliance. The surge in demand for developers, engineers and specialist risk experts shows the sector is doubling down on innovation, resilience and scale. This is a clear signal that UK fintech is entering its next phase of growth, with London at the centre of it.”