BayPay Members Blogs

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NPCI of India opens doors for Mobile Payments in India


The National Payments Council of India (NPCI) , collaborated all Banks across India for that country’s payment systems, is expanding its Inter-Bank Mobile Payment Service (IMPS) electronic transaction network to include...
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NFC Mobile Payment’s future pushed for few more years as Apple’s did not embed it in new iPhone 5




NFC (Near Field Communication) future seems to be in dark as Apple decides not to embed its new iPhone 5 or any of other products declared today. All the rumor’s heard...
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Music Meets Gamification helping REAL Loyalty for Celebrity Fans on website & social Media



BigDoor on Twitter
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Gamification Summit in June 2012  seemed to be exciting, though I missed it I did get chance to watch on of the interesting videos of Grammy award winning artist and entrepreneur  Chamillionaire...
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Paypal – Playing in the retail segment? – A consumer perspective

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I have utmost respect for Paypal.  It has challenged the payment network monoliths, V and MA. It has already more than 110m customers from all over the world.  In the consumer...
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Digital Wallets in the U.S. - PayPal Wallet

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How does PayPal Wallet work?My focus is to review the two implementations of the digital wallet PayPal is currently developing/implementing for off-line shopping and how the company's acquisitions will help enrich...
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Digital Wallets in the U.S. - Google Wallet

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How does Google Wallet 2.0 work?  In a nutshell:1) All payments will be made using a Pre-Paid Virtual MasterCard (VMC) issued by BanCorp Bank that, in turn, is linked to the user's...
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Dr. Who and the Psychic Paper

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TED Talk at University of Essex by David Birch (May 2012):  Birch is a director of Consult Hyperion, an IT management consultancy that specialises in electronic transactions. Described by the Oxford...
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Smart move by Braintree


Unless you are a strong value creator for BOTH consumers and merchants, consider your payment start up destined to hit the rock. Whether you are in the business of mobile wallets,...
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Digital Wallets in the U.S. - How do the Key Players stack-up?

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I have spent the last couple of weeks thinking about and testing some of the best known digital payments systems currently available or under development in the US - Google Wallet,...
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Payments and Technology Groups and Forums in the San Francisco Bay Area

Having just recently moved from London to the San Francisco Bay Area, I am going through the process of learning about the best payments and technology groups, forums and clubs in...
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Square and Starbucks partnership: ripple effect in the ecosystem!

Big news of the day: Starbucks goes square! In my opinion, this will be a landmark change in the payments world. While this is great for Square, it seems to be...
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Mobile wallet put to test at Olympics

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From the Financial Times by Elaine Moore:  Mobile phones will take over from plastic cards and cash as the principal method of payment before the end of the decade, according to...
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New Google Wallet vs. Paypal Wallet

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So, what’s new about the new Google Wallet? As they say during Olympic heat events, “Is it in the medal position?”.  C’mon, let us check it out along with Paypal wallet...
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What has Square got that iZettle ain’t?

Before I start off on this, please note that Visa Europe isn’t part of Visa, Inc.. but a separate entity owned and operated by several European member banks. What Visa Europe...
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Cost of cash and a case for digital money

You might have seen this topic many times over. Nevertheless, I am preparing for a presentation and am just jotting down the points. What better place other than my blog to...
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Review of O2 Wallet in the UK

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The O2 Wallet launched in the UK on April 26th.  O2 described it as ' A seamless and secure digital wallet service that will deliver the benefits of mobile money to...
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Will you change your credit card usage behavior?


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Do you use your credit card when you need a “credit” (or a loan) or “card protection” or just for convenience? Do you know what are the implications of you choosing...
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DrChrono:  A proponent of Freemium, iPad and Square

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From TechCrunch by Sarah Perez:  DrChrono, a startup focused on bringing medical records and more to the iPhone and iPad, is announcing a big update today which introduces mobile payment feature...
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'The Creative Destruction of Medicine:  How the Digital Revolution will Create Better Health Care' by Eric Topol

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  Knowledge@Wharton Podcast - C. William Hanson, III, author of 'Smart Medicine:  How the Changing Role of Doctors Will Revolutionize Health Care', director, surgical intensive care, at the Hospital of the...
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Merchant is the new King!

Another great victory to the merchants! Winning the anti-trust case against V/MA/financial institutions and getting paid $7.25b is a shot in the arm to the US merchant community. That too, less than...
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