VP - Global Lending & Cobrand Finance - American Express

Job Description

The Global Lending & Cobrand (GLC) Finance team provides strategic and financial analysis to help develop the right products, lending capabilities, and customer treatments that grow our share of spend and lend in the marketplace. We achieve this goal through a broad set of activities, such as deep financial analysis of our existing cardmember base; analysis of the industry and specific competitors; and detailed financial sizing of new card products, product refreshes, lending capabilities, acquisition offers, or customer treatments. We rely on strong cross-functional collaboration with the product, marketing, pricing, risk, and finance teams for the Global Consumer Services business. This is a high visibility role with a focus on some of the most important initiatives in one of the largest and fastest growing segments of American Express.

Job Description:

The candidate will provide strategic and financial thought leadership for the GCL business, partnering closely with the EVP, Global Lending & Cobrand, and key direct reports.  


Manage a high-performing team of 11 in New York, NY

Own the end-to-end financial analysis of initiatives such as product launches / refreshes, new lending capabilities, acquisition strategy, organic growth initiatives, and profitability analyses of the portfolio

Proactively work with the business to identify the critical business questions, frame the correct analyses to make decisions, and rapidly drive those analyses to closure

Develop and maintain strong relationships with partners in Product, Marketing, Risk, Pricing, Finance and other functions

Develop actionable recommendations on the business and strategic questions at hand; effectively communicate complex ideas; and actively seek to drive the strategy of the business

Develop and maintain deep understanding of the competitive environment, and our competitive positioning

Train, supervise and coach the team on technical skills, lending economics, and risk management 


Strong content expert in lending, with an excellent understanding of credit risk, provision, pricing, and customer behavior on lending products

Ability to articulate complex ideas with brevity, simplicity and impact

Relationship leadership and collaboration skills across a wide network of matrixed relationships

Effective and inspiring team leadership skills, with proven ability to hire and train top talent and inspire through coaching and recognition

Natural strategic mindset or “business intuition” – ability to step back from the numbers and consider the analysis from multiple points of view

Ability to handle high pressure environment with aggressive deadlines while balancing multiple priorities and customers

Quantitatively oriented and very numerate – comfortable with thinking through the “quick math”

High energy, proactive instinct

Ability to balance attention to detail and accuracy with tight deadlines

7-10 years’ work experience

Experience with IDN, SQL and/or SAS

MBA or related graduate degree preferred

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.