Principal Analyst, Finance Risk Management - Capital One

Job ID R65940

Updated date
Location McLean, Virginia


McLean 1 (19050), United States of America, McLean, Virginia

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.                                               

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Principal Analyst, Finance Risk Management

Capital One is seeking a motivated professional for a Principal Analyst position in the Risk Advisory team within the Finance Risk Management (“FRM”) group to oversee the risk activities associated with the Treasury organization within Global Finance.  The Treasury organization includes Asset and Liability Management, Investment Portfolio Management, Capital Markets Operations, Capital Markets Funding and Securitization, and Resolution and Recovery Planning.

The goal of the Risk Advisory team is to ensure that the business has solid risk management practices and effectively executes against these practices, including adhering to Capital One’s policies and processes (governance) and providing quality validation and documentation (control).   We aim to help mitigate risk and make sure that the Treasury organization is meeting the company’s compliance and operational requirements.

The successful candidate will assist in managing the governance and control framework across a large and complex balance sheet involving many risks, which include:  

-  Trading, settlement and clearing for investments securities portfolio and for derivatives

-  Positioning, forecasting, trading of corporate cash, processing of corporate wires, and collateral management;

-  Supporting Capital One’s funding and securitization programs, and ensuring their compliance with the SEC’s regulations;

-  Supporting Capital One’s Recovery and Resolution Planning Offices with the compliance of their annual plan submissions;

-  Supporting the Capital Market teams with the effort introducing robotics and machine learning in several processes.

Specific responsibilities of this role include, but are not limited to:

-  Partnering with functional teams across business areas to assess the health of key risk processes, compliance requirements, functions and controls; identifying areas for improvement and implementing strategies to create more efficient and controlled operational processes.

-  Partnering with other risk and compliance organizations across Capital One to support proactive identification, assessment, monitoring and testing of potential risks and compliance requirements.

-  Undertaking management control testing to ensure that the Treasury organization is adequately and effectively managing risk.

-  Supporting teams across business areas with change control, process mapping and overall operational effectiveness.

-  Supporting business areas in policy and procedure documentation refresh as well as in designing new procedures.

-  Acting as Audit’s point of contact as well as monitoring/tracking remediation of audit findings.

-  Partnering with functional teams across business areas to support the company’s data transformation, data management, and compliance with the company’s standards.


  • Provide ongoing support to the management team of a program, including maintaining transaction checklists
  • Manage securitization programs on day-to-day basis, which includes but is not limited to additions, compliance, reporting related issues, program specific projects, document amendments, etc.
  • Interact with internal working groups for securitization related issues

Basic Qualifications:

  • Bachelor’s Degree or military experience
  • At least 3 years of experience in financial modeling and financial analysis
  • At least 2 years of experience in securitization, or in finance, or in capital markets
  • Experience with Microsoft Office

Preferred Qualifications:

  • Bachelor’s Degree or Master’s Degree in Finance, Accounting, Financial Engineering, Economics, or other quantitative field of study
  • Chartered Financial Analyst (CFA) license, or Certified Treasury Professional (CTP) license, or Certified Public Accountant (CPA) license
  • 4+ years of experience in securitization, or in finance, or in capital markets
  • 4+ years of experience in credit modeling
  • 4+ years of experience in data analysis
  • 4+ years of experience working with relational databases to include SQL or SAS
  • Experience working effectively in a team environment, delivering accurate results, and adhering to tight deadlines
  • Strong communication skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at This email address is being protected from spambots. You need JavaScript enabled to view it.. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One’s recruiting process, please send an email to This email address is being protected from spambots. You need JavaScript enabled to view it.

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).