Finance Director, Spend and Lending Planning and Analysis - American Express

Job Description


The Director in this role will be a part of the Decision Support Centre of Excellence Finance team within Corporate Planning and has primary responsibility for Planning and Results activities for Cardmember Spend, Loans and Account metrics and associated key revenue lines for the Commercial business segment.


  • Leading a team of up to 5, responsible for forecasting Cards in Force, Billed Business and Cardmember Loans alongside other key stakeholders with associated P&L lines including providing analysis on spend and lend drivers for month-end results and in the monthly outlook process

  • Partnering with business facing finance colleagues on investigation of spend and lend related P&L variances to ensure accurate understanding of results and inclusion of findings in GCS Risk and Opportunities

  • Responsible for key associated financial forecasting models with a continuous improvement mindset

  • Providing consultative financial support to finance colleagues on the Card Lending Business which will include articulation of key trends and anomalies within the results and expected impacts on the GCS business

  • Working across the organization, linking with key partners across Finance and business to incorporate strategic insights and local / specialized knowledge into the planning process.

  • Managing key relationships with Risk, Risk Finance and Treasury.

  • Continuously streamlining and automating processes while ensuring that critical information is still provided in a standardized and intuitive manner to Business and Finance leadership.

This role will have exposure to senior finance leadership and offers the successful candidate the opportunity to create part of the future of the Finance function and leave a legacy within the organization.




  • Knowledge of financial planning, results and analysis techniques. Lending experience preferred.

  • Strategic thinking and broad vision of long term.

  • Proven people leadership skills demonstrating ability to develop and inspire through coaching and recognition.

  • Highly motivated individual with an ability to drive results and work while understanding and incorporating multiple viewpoints and motivations from a diverse set of stakeholders.

  • Track record of innovation and thought leadership in previous roles.

  • Exceptional communication skills – verbal and written.

  • Advanced narrative and persuasive presentation skills with ability to break down complex ideas into understandable and actionable messages.

  • Ability to influence and drive alignment among various organizations and disciplines.

  • Ability to handle high pressure environment with aggressive deadlines while balancing long term / short term impacts and multiple priorities and customers.

  • 7+ years of relevant work experience.

  • Strong working knowledge of Excel, Word and PowerPoint. Big Data skills an advantage.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.


Why American Express?

There’s a difference between having a job and making a difference.

American Express has been making a difference in people’s lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.

We’ve also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they’re ready to take on a new career path, we’re right there with them, giving them the guidance and momentum into the best future they envision.

Because we believe that the best way to back our customers is to back our people.

The powerful backing of American Express.

Don’t make a difference without it.

Don’t live life without it.