Branch rolls out nationwide pay access for hourly workers

March 21, 2019

Branch, a mobile platform that gives hourly workers advance access to their earnings, said it will roll out the service nationwide beyond its existing base of enterprise customers.

The service, previously known as Branch Messenger, had an existing waitlist of 35,000 at major companies ranging from Dunkin Donuts, Target and Taco Bell.

The app allows workers to access $150 a day up to $500 per pay period in advance of their payday. After downloading the app, workers need only to provide their work location, and debit card and bank account information.

"With this launch, now all users — regardless of whether or not their employer has adopted Branch — have the opportunity to get instant access to a portion of their paycheck," Branch CEO Atif Siddiqi told Mobile Payments Today via email.

The company has worked with New Jersey-based Cross River and fintech platform Plaid to power payments.

The service provides free three-day delivery of funds or instant delivery for $3.99, Siddiqui said.

Topics: Mobile Apps, Money Transfer / P2P

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