Innovation in commercial cards and payments is accelerating at a pace that’s almost too fast to keep up with. That’s a statement that would have been impossible to make just five years ago. Fintechs are leading the way with mobile, digital, niche solutions. Through partnerships with them, or because of competitive pressures, banks are also making significant headway in their own offerings, aimed at providing real solutions to help corporate clients operate efficiently, optimize working capital, and gain access to better data.